FCM SA
FCM SA was founded in 2010 to fill the vacuum that exists in having a united credit management industry approach to all facets of credit management in SA and benchmarking this approach against international best practices.
FCM SA is not a controlling body, it is a forum, comprised of partner organisations, companies and individuals, each who seek to bring attention to issues that are of importance in credit management. Each such partner organisation maintains control over its own operations or constituency.
FCM SA does not provide exclusive endorsements but strive to provide introductions to organisations and encourage partners to conduct their own evaluation of third party solutions, as a matter of sound business practice.
In 2025, credit management remains a crucial process for organisations to manage their risk in credit, optimising cash flow, and ensuring financial stability. It involves strategically extending credit, monitoring customer payment behaviour, and implementing efficient collection strategies. This includes using advanced technologies and data analysis to assess creditworthiness, manage credit limits, and proactively identify and mitigate potential risks.
VISION
To promote the development of best practice in Credit Management – both in Trade and Consumer Credit.
To encourage research into all aspects of Credit Management.
To promote the study and building of knowledge in Credit Management.
To encourage the publication of study material in Credit Management.
To encourage publication of knowledge relating to all aspects of Credit Management.
To encourage the highest possible ethical standards in Credit Management
To promote good relations and understanding between Credit Management Associations and Government.
MISSION
Enabling the credit fraternity to share their knowledge and experience.
Leveraging experienced local and global established networks.
Contact with reputable experts to assist with complex credit management matters.
Actively encouraging partners to build relationships with and through each other.
ETHICS
The cornerstone of local and global business economies are the extension of credit. As such, business credit executives, as the guardians of receivables, play a vital and critical role in ensuring the flow of goods, money and services that support global commerce.
In fulfilling their professional duties, business Credit Professionals pledge to conduct their duties within the constraints of law and to not maliciously injure the reputation of others. Further, business Credit Professionals pledge themselves to the highest professional standards and principles, to guard and secure in confidence, information obtained for the sole purpose of analysing and extending credit.
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